Underwriter Resume

[First Name] [Last Name]

Contact Address: [street]

[Country] [City] [State/Province] [Zip Code]

Contact Number: (012)-345-6789

Email Address: [[email protected]]

Create your new Unique Resume in less than 5 minutes with our templates. Use our Simple Resume and Cool Resume templates designed with career experts. Build a resume with a template.


Career Objective:

Experienced underwriting professional with capabilities of risk assessment, and analysis of income and credit statement and ratings of individuals and organizations. High proficiency and accuracy in processing and completing loan process and selling loan packages. Strong working knowledge of both commercial and insurance sectors. Experienced in insurance underwriting.

Summary of Skills:

  • Capable of doing in-depth data collection and analysis of applicant’s request
  • Posses a detail-oriented approach in examining documents
  • Good knowledge about federal rules and regulations
  • Good organizational, communication, and interpersonal skills
  • Strong risk assessment and decision-making skills
  • Expertise in budget development before forwarding proposals

Technical Skills

  • Underwriting Systems : DU, LP, CLOUT
  • Microsoft Office: MS Word, Excel

Work Experience:

Consumer Loan Underwriter

Woodforest Nation Bank, Norfolk, Nebraska

December 2016 – Present

  • Maintaining meticulous attention and following a detail approach while underwriting mortgage applications

  • Evaluating financial strength of borrowers and understanding risk and repayment capacity of loan applicants

  • Ensuring loan request submitted meet internal and external eligibility requirements before underwriting

  • Maintaining excellent follow up with management, loan originators, loan processors and borrower clients throughout the underwriting process

  • Assessing applicant’s loan attributes and documentation

Life Insurance Underwriter

Mutual Trust Life Insurance, Norfolk, Nebraska

May 2014 – November 2016

  • Evaluated new and renewal applications from clients to understand insurance risks and revised premium policies

  • Prepared and verified applicant’s insurance documents like policy papers, endorsements, certificates, invoice and schedule before submitting it to
  • management level for approval

  • Performed underwriting duties for existing life insurance applications for both permanent and short term products

  • Assessed over 100 applications on a regular basis and successfully processed around 30-40 applications daily

  • Checked that all file documentation is as per underwriting and authority level standard

Associate Underwriter

Newsberry Enterprises, Norfolk, Nebraska

June 2012 – April 2014

  • Collaborated with on-field agents and reviewed applications and interpreted policies of clients’ company

  • Cultivated strong relationships with clients through frequent discussions and monthly meetings

  • Analyzed, classified and compiled reports for risk assessment after considering all financial aspects

  • Responsible for underwriting request applications for new clients

  • Maintained a record of existing borrowers and provided efficient customer service by sending messages/mails about current loan status

Education:


  • Bachelors of Science in Business

    ABC University, Norfolk, Nebraska

    2011


  • Diploma in Finance

    ABC University, Norfolk, Nebraska

    2013

Reference:

On request.