Credit Risk Analyst Resume

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Contact Number: (012)-345-6789

Email Address: [[email protected]]

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Career Objective:

To work as a credit risk analyst with “Quick Loan Inc.,” and help the management in taking decision on loan lending with my experience in conducting credit history research of loan applicants.

Summary of Skills:

  • Excellent knowledge of financial accounting concepts and corporate finance principles
  • Experienced in performing credit history research and presenting report
  • In-depth understanding of credit and financial analysis techniques
  • Superior analytical, time-management, and organizational skills
  • Strong verbal and written communication and interpersonal skills
  • Proficiency with spreadsheet software and MS Office suite, VBA, and MS Access
  • Professional in maintaining confidentiality of data and customer information

Work Experience:

Credit Risk Analyst

Express Bank, Houston, TX

October 2014 – Present

  • Performing financial modeling and financial statement analysis for all types of loan transactions
  • Collecting information required for loan processing and performing credit history research
  • Assessing earning and spending capacity of loan applicants, including asset and liabilities
  • Locating loan risk factors and presenting report to the management for making decisions
  • Checking credit worthiness and financial conditions of loan applicants and performing underwriting analysis
  • Lending analytical support in speeding up the loan process

Credit Risk Analyst

All Care Bank, Houston, TX

February 2013 – September 2014

  • Performed and evaluated diversified credit risk and financial strength checks on borrowers
  • Maintained and updated records in database of applicants
  • Calculated interest rates on loans based on the past record of borrowers
  • Worked closely with financial advisors and assisted customers in fulfilling loan criteria
  • Prepared and submitted reports and presentation for management review
  • Supported in the evaluation of loan packages and upgradation of management reporting system

Education:

  • Bachelor’s Degree in Finance

    ABC University, Houston, TX

    2012

Reference:

On request.