Credit Clerk Resume

[First Name] [Last Name]

Contact Address: [street]

[Country] [City] [State/Province] [Zip Code]

Contact Number: (012)-345-6789

Email Address: [[email protected]]

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Career Objective:

Looking for a credit clerk job at “Yes Bank” to assist with assessment and evaluation of loan applicants, processing of loan applications, and collections.

Summary of Skills:

  • Experience in processing loan applications and credit collection
  • Effective communication, organizational, and problem-solving skills
  • Extensive knowledge of loan lending and collection procedures
  • Familiarity with the state and federal banking rules and regulation
  • Excellent analytical and estimating skills with attention to detail
  • Proficient in working with advanced banking software application
  • In-depth understanding of other banking functions and departments

Work Experience:

Credit Clerk
My Bank, Austin, TX
September 2013 – Present

  • Processing loan applications of individuals and corporate clients and interviewing applicants
  • Assessing and evaluating loan applicants’ financial status and determining on feasibility of granting loan
  • Contacting credit bureaus and other agencies and collecting information on loan applicants
  • Estimating interest rates on sanction loan and preparing calendar for monthly installment as a repayment for loan
  • Informing customers by phone, emails, letters, and in person about approval or rejection of loan application
  • Keeping and maintaining records of credit transactions, and payment made on borrowed loan
  • Resolving discrepancies in credit charges and determining on credit extensions for certain accounts

Credit Clerk
Help Finance Home, Austin, TX
March 2012 – August 2013

  • Assessed, evaluated, and processed loan applications
  • Calculated interests on payment dues and mailed to debtors
  • Provided credit information to customers and credit agencies on request
  • Assisted customers in filling out loan application, and collected necessary documents
  • Completed paperwork according to the company’s guidelines
  • Interacted with other department of the facility and distributed information on credit lent
  • Arranged meetings with defaulting customers and established coordination and common opinion on loan repayment

Education:

  • Bachelor’s Degree in Finance
    ABC University, Austin, TX
    2011

Reference:

On request.