Commercial Loan Officer Resume



Career Objective:


Looking for a commercial officer job with “Alwyn Bank,” to examine, evaluate, and recommend approval of commercial loans applications and manage underwriting process.

Summary of Skills:

  • Experience in designing and building strong loan portfolios

  • Excellent knowledge of banking industry and loan process

  • Experienced in commercial lending and underwriting

  • Strong understanding of the rules and regulations related to commercial lending

  • Skilled in analyzing financial statements and forecasting business growth

  • Skilled in spreadsheet analysis and calculating figures

Work Experience:


Commercial Loan Officer

Noble Bank, Salinas, CA

October 2015 – Present

  • Screening loans applications and interviewing applicants

  • Performing background checks and collecting credit history of loan applicants

  • Requesting and analyzing financial statement of companies applied for loans

  • Determining feasibility of approving loan and conducting verification

  • Overseeing underwriting process and ensuring loan package are as Bank’s guidelines

  • Promoting and selling other loan products to customers and initiating sales promotion program

Commercial Loan Officer

My Bank, Salinas, CA

February 2012 – September 2015

  • Identified and analyzed potential loan markets and developed business for the bank

  • Ensured timely opening and closing of loans and funding activities

  • Read, analyzed, and interpreted financial reports and legal documents

  • Collected and analyzed previous and current finance status of applicants

  • Monitored loans, identified potential problems, and developed positive image of the bank

  • Examined loan reports and conducted property inspections as required

Education:


  • Bachelor’s Degree in Business Administration

    ABC University, Salinas, CA

    2011

Reference:


On request.