Commercial Credit Analyst Resume

[First Name] [Last Name]

Contact Address: [street]

[Country] [City] [State/Province] [Zip Code]

Contact Number: (012)-345-6789

Email Address: [[email protected]]

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Career Objective:

Interested in working as a commercial credit analyst for “Liberty Bank,” and help the management in finding out the risks involved in extending credit to customers.

Summary of Skills:ls

  • Strong experience of analyzing income statements and balance sheet
  • Outstanding credit and financial modeling skills
  • Skilled in researching financial stability of customers
  • Superior communication, interpersonal, and communication skills
  • Excellent math, data interpretation, and report making skills
  • Demonstrated abilities in helping employers save money by avoiding risks

Work Experience:

Commercial Credit Analyst
ABC Finance Company, Phoenix, AZ
October 2014 – Present

  • Collecting, compiling, and evaluating loan requests
  • Analyzing income statements and balance sheet of customers and determining risk factors in lending credit
  • Contacting and collecting additional information from customers necessary for a clear picture on business data
  • Handling ratio analysis, cash flow, and loan reviews
  • Verifying and documenting sources of repayment after ascertaining legality
  • Researching customers’ reputation in the market and monitoring their financial stability

Commercial Credit Analyst
Sterling Finance Company, Phoenix, AZ
February 2013 – September 2014

  • Prepared monthly and quarterly Credit Administration reports
  • Initiated, developed, and maintained new credit policies and updated the same to customers
  • Identified and informed the management on the extend of risk in lending credit to customers
  • Reviewed customers’ past financial statements and determined growth prospects of their business
  • Modified payment plan structure and calculated rate of interest on extended loans
  • Prepared negative and positive reports based on the payment of companies

Education:

  • Bachelor’s Degree in Finance
    ABC University, Phoenix, AZ
    2012

Reference:

On request.