Chief Credit Officer Resume

[First Name] [Last Name]

Contact Address: [street]

[Country] [City] [State/Province] [Zip Code]

Contact Number: (012)-345-6789

Email Address: [[email protected]]

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Career Objective:

Looking for a chief credit officer position in “City Bank,” to handle its Credit Administration Department since I am experienced in handling the job effectively.

Summary of Skills:

  • Experienced in handling duties and responsibilities of the Credit Administration Department of banks

  • Experienced in loan analysis and defining policies for lending as well as recovering loans

  • Skilled in running background check for ascertaining clients’ credit worth

  • Ability to produce budget estimates and financial business solutions

  • Familiarity with the risk associated with lending loans and methods to reduce loss for the bank

  • Excellent knowledge of banking regulations and financial accounting standards

Work Experience:

Chief Credit Officer

Central Bank, Augusta, GA

October 2015 – present

  • Analyzing credit ratio, loan review, risk factors, and handling Loan Reserve Account

  • Defining loan policies, procedures, and processes for mitigating loss to the bank

  • Reviewing and improving bank’s loan portfolio credit quality and risk objectives

  • Planning and developing effective credit risk models and credit agreement

  • Monitoring performance of existing credits and identifying opportunities for business

  • Supervising activities of department staff and lending them support and direction

Chief Credit Officer

Town Bank, Augusta, GA

February 2012 – September 2015

  • Monitored and managed overall credit risks for the bank

  • Performed bank’s credit analysis function and ensured compliance with banking regulations

  • Planned and developed effective bank loan portfolio

  • Recovered problem loans through auctions and direct sale of assets of defaulters

  • Maintained bank credit standards and recovered outstanding loans

  • Reviewed bank credit and lending policies and controlled risk factors


  • Bachelor’s Degree in Finance

    ABC University, Augusta, GA



On request.